Utilizing the attached article (short and long versions) on “Financial Integrati

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Utilizing the attached article (short and long versions) on “Financial Integration and Quality”, follow the QQTP guidance outlined below to provide input on the article. In addition your own post, respond to at least one classmates post. In particular, answering the question they pose.
Question – Write a thoughtful question that invites analysis, synthesis, and evaluation of the reading, makes connections to the reading and previous discussions or readings, or connects to real-world situations or experiences.
Quotation – Select a 2-6–sentence quotation that is especially pertinent or relevant to the main points of the reading; explain in a minimum of three sentences why you chose this quotation. Include an in-text citation (APA) following the quotation.
Talking Points – Write three talking points that show you have thought seriously and critically about the reading. The first Talking Point—every time you do this—will address how the material connects to you personally (i.e., how your personal experiences, background, or knowledge connect with the material). Your subsequent Talking Points will address your critical analysis of the material. Each Talking Point must be a minimum of three sentences

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